Posts Tagged ‘new york city car insurance’

Shopping for Car Insurance in New York

Monday, January 18th, 2010

New York City Auto InsuranceCar insurance is vital when owning a car.  Whether you are first time car owner looking to open a new auto insurance policy or just shopping around for a new coverage, there are several things to consider when purchasing insurance.

Remember, the company you enroll with should be an established and trustworthy.  Since there are many companies vying for your business, it is important to examine the quotes you are receiving from each insurer to make sure the premiums are the same coverage to accurately compare. As we all know, price is usually our first priority. After you research various prices, keep in mind to look over the customer reviews made by current and former clients as well as online reviews. They will help you find out how each company will handle your business and claims. This will narrow down who you would like to open an insurance policy with.

Finding auto insurance can be difficult. Once you find a reputable agent to help you, ask questions. They are there to help you and will be able to decipher what is the best option for your car coverage. You may be able to save some money when you customize your insurance to the value of your car. Each policy is tailored to the individual and their needs.  Your agent will be help you with your questions and needs.  Get a New York City Auto Insurance Quote today.

The Top Ten Least-Expensive Cars to Insure

Tuesday, May 12th, 2009
Buick Rendezvous 4WD

Buick Rendezvous 4WD

In today’s day and age, trying to keep one’s vehicle up and running is extremely expensive. Gas prices alone will put a huge hole in your wallet. If that doesn’t financially destroy you, insurance costs definitely will! There are many factors to take into consideration when selecting an automobile. That’s why I’ve taken the liberty of providing you with the Insurance Institute for Highway Safety’s list of the ‘10 Least-Expensive Cars to Insure:’

1. Ford Five Hundred 4WD (now the Ford Taurus)
2. Buick Rendezvous 4WD
3. Buick Lucerne/Buick Rainier 4WD/Honda Odyssey
4. Ford Freestyle 4WD/Subaru Outback 4WD
5. Buick Rendezvous/Honda Pilot
6. Chrysler Town & Country LWB
7. Honda Pilot 4WD
8. Buick LaCrosse/Chevrolet Uplander/Ford Escape/Volvo V70
9. Dodge Grand Caravan/Ford Freestyle 4WD
10. Ford Explorer 4WD/GMC Sierra 1500 4WD/Toyota Highlander/Toyota Sienna

Buick Rainer 4WD

Buick Rainer 4WD

As you can see, mostly everything on this list can be classified as a “family car.” They are generally used by parents to transport their kids to and from school or friends houses, and are rarely on the parkway during rush hour. Therefore, these cars are usually driven with a lot more caution than other types of cars. They are relatively medium sized cars (not as big as an Escalade, and not as fast or sleek as a sports car). To insurance companies, this means fewer accidents!

According to the Insurance Institute for Highway Safety, younger drivers rarely buy such cars as minivans or the Buick Lucerne. They are generally driven by an older demographic, which means that most of the owners of these “family cars” have a house with a driveway or garage to park it in. This means much less theft! Overall, the cars on this list are the cheapest to insure because they are deemed to be driven by a demographic of people that provide their vehicles with safety and care.

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