Posts Tagged ‘ny’

It’s 2010… New Year, New You, New Wallet!

Wednesday, May 5th, 2010

save-moneyPart 1-

Saving on Home Insurance

With the economy being what it is, we are more aware of what we’re spending and how to spend it. Do you know when the last time you checked your homeowner’s insurance policy? If you take a few minutes to look over your policy you may see that your home could be eligible for lower deductibles or new premiums. Saving money is important to all of us. Just remember if you lower your homeowner deductibles, you may have to spend more of your own money if a problem were to arise. Another way to save on home insurance is to take a policy out with your auto insurance provider or improving your home security. Improving your home security will give you the opportunity to cut your premiums. Take the time to ask your agent about different policies that would be best for you and your wallet.

For more information on home insurance or to get an estimate on how much proper coverage costs, get a free New York City Home Insurance quote today.

Drowsy Driving

Wednesday, April 28th, 2010

drowsy-drivingThe holiday time is upon us that means parties, social engagements and long drives. Having late nights andlong distance drives can make a driver very drowsy which becomes more dangerous than you may realize.

According to the National Sleep Foundation’s Sleep in America poll, 60% of Americans have driven while feeling sleepy and 37% admit to actually having fallen asleep at the wheel in the past year.

Follow the tips from the National Sleep Foundation before hitting the road:

* Get a good night’s sleep.

* Plan to drive long trips with a companion. Passengers can help look for early warning signs of fatigue or switch drivers when needed. Passengers should stay awake to talk to the driver.

* Schedule regular stops, every 100 miles or two hours.

* Avoid alcohol and medications (over-the-counter and prescribed) that may impair performance. Alcohol interacts with fatigue, increasing its effects — just like drinking on an empty stomach.

Here are some suggestions on how you can prevent drowsy driving:

* Take a 15 to 20-minute nap. More than 20 minutes can make you groggy for at least five minutes after awakening.

* Consume the equivalent of two cups of coffee. Caffeine is available in various forms (e.g. soft drinks, energy drinks, coffee, tea, chewing gum, tablets) and amounts; remember, caffeine takes about 30 minutes to enter the blood stream and will not greatly affect those who regularly consume it. For best results, try taking caffeine and then a short nap to get the benefits of both

Click here to get a free New York City Auto Insurance Quote today.

Auto Insurance Tip: Safe Driving in Severe Winter Weather

Sunday, November 29th, 2009

auto-insurance-safe-drivingAs winter approaches, driving conditions can be quite dangerous with snowy weather, icy roads, high winds and rain. In order to protect yourself and loved ones in terrible weather the following tips may help you in hazardous conditions.

On ice or snow

  • Remember bridges and overpasses freeze first, take caution, slow down and avoid sudden changes in speed or direction.
  • Keep windows clear.
  • Keep your speed steady and slow — but not so slow that your car gets stuck in deeper snow.
  • Use your brakes cautiously. Abrupt braking can cause brake lock-up and cause you to lose steering control.
  • To make Antilock Brakes work correctly, apply constant, firm pressure to the pedal. During an emergency stop, push the brake pedal all the way to the floor, if necessary, even in wet or icy conditions.
  • If you get stuck in snow, straighten the wheels and accelerate slowly. Avoid spinning the tires. Use sand or cinders under the drive wheels.

In high winds

  • It is best not to drive a trailer, van or other “high-profile” vehicle in high winds
  • If driving in high winds, use extra caution near trailers, vans or vehicles carrying lightweight cargo.

When it rains

  • Slow down. Roads usually prove more slippery than they would seem.
  • Turn on your lights. Use the defroster or air conditioner to keep windows and mirrors clear.

Don’t forget yearly winter weather maintenance can help prepare you for wintry weather. Replace windshield wipers, tires if needed, check your brakes and top off all of your vehicle fluids.  Safe driving is not only important for keeping yourself out of harm’s way, it also helps you avoid accidents and keep your auto insurance rate low.  Click here to get a free New York City Auto Insurance Quote today.

For more information:

http://www.aaaexchange.com/main/Default.asp?CategoryID=3&SubCategoryID=55

http://www.msnbc.msn.com/id/10839538/

http://www.nysgtsc.state.ny.us/holiday.htm

https://www.nysdot.gov/programs/driver-safety

What Happens When You Don’t Have Renters Insurance

Monday, April 27th, 2009

apartment-flooded1I recently had a friend go on their honeymoon to Mexico for two weeks. While they were away the apartment above them had a leak in their bathroom plumbing. Unfortunately by the time they found the problem, the water had gone through the floor, and through their ceiling, and done a significant amount of damage to their furniture as well as the new hardwood floors they had just put in.

Although I had advised them on several occasions that they need to purchase renters insurance, they never had. They found out they were not covered for any of the damages, not even the flooring. Your landlord’s policy does not provide coverage for any of your personal belongings.

Think about this; the average renter in New York City has about $35,000 in personal property, to replace all that would take most of us years! Renters insurance is generally less than the cost of a pizza each month, and if you add it on with your auto insurance policy you will get a huge discount. With my policy it was actually less expensive for me to have renters insurance and auto insurance together than if I just had an auto policy. Basically my renters insurance cost less than the discount I was receiving on my car insurance!
The other thing to consider is where you are going to stay while you condo is being repaired or rebuilt. My friend had to live with her in-laws for almost two months while they were having her apartment repaired. I don’t know about you, but that certainly wouldn’t be the best situation for me!

Make sure you have peace of mind and get your personal belongings insured today!

Technorati Profile

Copyright 2009
nyinsurancequotes.net
All Rights Reserved

New York City Auto Insurance | New York City Home Insurance | New York City Life Insurance
New York City Renters Insurance | New York City Condo Insurance | New York City Insurance
New York Insurance Quotes Blog |
Site Map

Queens, NY: Bayside, NY (11359, 11360, 11361), Little Neck, NY (11363), Douglaston, NY (11363), Fresh Meadows, NY (11365, 11366), Whitestone, NY (11357), College Point, NY (11356), Jackson Heights, NY (11372), Middle Village, NY (11379), Glen Oaks, NY (11004), Rego Park, NY (11374), Jamaica, NY (11430, 11432, 11433, 11434, 11435, 11436), Queens Village, NY (11427, 11428, 11429), Bellerose, NY (11426) Astoria, NY (11105, 11106, 11102, 11103), Corona, NY (11368), Long Island City, NY(11101), Glendale, NY (11385), Richmond Hill, NY (11418), Ozone Park, NY (11416, 11417), Forest Hills, NY (11375), Valley Stream, NY (11580, 11581, 11582), New Hyde Park, NY (11040), Great Neck, NY (11021), Flushing, NY (11351, 11354, 11355, 11371, 11358)